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Former First Lady Barbara Bush has died at age 92

Former First Lady Barbara Bush has died at age 92

Former First Lady Barbara Bush has died at age 92 (@NBCNews)

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Americans have been slow to embrace 529 college savings plans, which were introduced in the mid-1990s.

A 529 plan offers tax advantages and the promise of growing your savings through investment returns.

But the plans also have downsides, which may help to explain why only 13 percent of families used them to help pay for college last year, and took from their accounts a paltry average amount of $10,031, according to student loan giant Sallie Mae.

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